The Council of Ministers,
after perusal of Royal Court File 84428 dated 22 Shawwal 1447 [10 April 2026], which includes Chairman of the Board of Directors of the Insurance Authority Letter 455 dated 3 Ramadan 1446 [3 March 2025], regarding the draft Rules and Work Procedures of the Insurance Dispute and Violation Resolution Committees,
after perusal of the mentioned draft rules and procedures,
after perusal of the Advocacy Law issued by Royal Decree D/38 dated 28 Rajab 1422 [15 October 2001],
after perusal of the Cooperative Insurance Companies Control Law issued by Royal Decree D/32 dated 2 Jumada Al-Thani 1424 [31 July 2003],
after perusal of the Law of Sharia Pleadings issued by Royal Decree D/1 dated 22 Muharram 1435 [25 November 2013],
after perusal of the Civil Transactions Law issued by Royal Decree D/191 dated 29 Dhu Al-Qa’dah 1444 [18 June 2023],
after perusal of the Rules and Work Procedures of the Insurance Dispute and Violation Resolution Committees issued by Council of Ministers Decision 190 dated 9 Jumada Al-Awwal 1435 [10 March 2014],
after perusal of Bureau of Experts at the Council of Ministers Minutes 80 dated 29 Jumada Al-Awwal 1447 [20 November 2025] and Minutes 116 dated 13 Ramadan 1447 [2 March 2026],
after perusal of Council of Economic and Development Affairs Recommendation 28-26/47/I dated 27 Jumada Al-Thani 1447 [18 December 2025],
after considering Shura Council Decision 314/25 dated 19 Shawwal 1447 [7 April 2026],
and after perusal of General Committee of the Council of Ministers Recommendation 12245 dated 18 Dhu Al-Qa’dah 1447 [5 May 2026],
hereby decides
First
The Rules and Work Procedures of the Insurance Dispute and Violation Resolution Committees are hereby approved in the form attached.
Second
1․ Insurance dispute lawsuits must not be heard after the lapse of five years from the date on which the amount subject of the claim becomes due, unless there is an excuse accepted by the insurance dispute and violation resolution committees.
2․ For the purposes of applying the provisions of paragraph 1 of this clause, the due date of the amount subject to the claim is determined on the basis of what is stipulated in the relevant laws or instructions, or as agreed between the parties, unless there is a legal provision requiring otherwise.
3․ The insurance dispute and violation resolution committees shall not rule that the case must not be heard due to the passage of time, except at the request of any of the parties to the case or an interested party.
Third
The rules and procedures—referred to in clause First of this decision—must be published in the official gazette, and come into force from the date of entry into force of clause Second of this decision. Their provisions apply to cases of insurance disputes and violations that have not been adjudicated, and to procedures that have not been completed before their entry into force.
A draft royal decree has been prepared regarding clause Second of this decision, in the form attached to this.
The Prime Minister
Issued on: 25 Dhu Al-Qa’dah 1447
Corresponding to: 12 May 2026
Published in Umm Al-Qura 5162 issued on 5 June 2026.