With the help of Allah the Almighty
We, Salman bin Abdulaziz Al-Saud,
the King of the Kingdom of Saudi Arabia,
based on article 70 of the Basic Law of Governance issued by Royal Order O/90 dated 27 Sha’ban 1412 [1 March 1992],
based on article 20 of the Law of the Council of Ministers issued by Royal Order O/13 dated 3 Rabi Al-Awwal 1414 [20 August 1993],
based on article 18 of the Law of the Shura Council issued by Royal Order O/91 dated 27 Sha’ban 1412 [1 March 1992],
after perusal of Shura Council Decision 314/25 dated 19 Shawwal 1447 [7 April 2026],
and after perusal of Council of Ministers Decision 863 dated 25 Dhu Al-Qa’dah 1447 [12 May 2026],
have decreed as follows
First
1․ Insurance dispute lawsuits must not be heard after the lapse of five years from the date on which the amount subject of the claim becomes due, unless there is an excuse accepted by the Insurance Dispute and Violation Resolution Committees.
2․ For the purposes of applying the provisions of paragraph 1 of this clause, the due date of the amount subject to the claim is determined on the basis of the provisions stipulated in the relevant laws or instructions, or as agreed between the parties, unless there is a legal provision requiring otherwise.
3․ The Insurance Dispute and Violation Resolution Committees shall not rule that the case must not be heard due to the passage of time, except at the request of any of the parties to the case or an interested party.
Second
His Royal Highness the Prime Minister, the ministers, and the heads of independent concerned agencies—each within their area of mandate—shall implement this decree of Ours.
Salman bin Abdulaziz Al-Saud
Issued on: 1 Dhu Al-Hijja 1447
Corresponding to: 18 May 2026
Published in Umm Al-Qura 5162 issued on 5 June 2026.